Tips To Help You Get The Cash You Need For Unexpected Expenses

You never know what life is going to bring you each day. You might be driving to work one morning and have a vehicle pull out in front of you to cause you to crash into them. And if you are not prepared with some money saved away for such a situation to pay for your insurance deductible, you may be out of a vehicle for a period of time unless you can come up with the cash to cover your new expense. Read More 

How Bankruptcy Affects Your Ability To Get A Mortgage

If you have a bankruptcy in your past, it can affect your ability to get a loan; however, you can do things that will improve your chances of getting approved for a mortgage faster. The best thing you can do if you want to buy a house after bankruptcy is talk to a mortgage broker. The broker will tell you exactly what you need to do to qualify for a loan, and he or she will tell you exactly when you should qualify for a loan. Read More 

Determining Whether To Exclude Employer Stock From A 401(K) Rollover

Many companies add an additional matching amount to 401(k) contributions made by employees. However, the employer contribution sometimes consists of stock in the company itself, resulting in a 401(k) portfolio that is heavily invested in a single stock. Employees who hold stock in their employer through a 401(k) plan may receive preferential tax treatment on a stock distribution by not rolling the stock over with the rest of their 401(k). Read More